Who We Are
The Association of Consumer Vehicle Lessors consists of the nation's leading vehicle lessors. Each of its members also offers traditional vehicle loans. The ACVL has provided leasing information to the Federal Reserve Board (FRB) that has been incorporated into the FRB's consumer publications and web site materials. Because of the close working relationship between the FRB and the ACVL, there are many similarities between the leasing information found on each group's web site. For more information about the ACVL click here.
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October 17-18, 2016
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Purpose of the Web Site
This web site is meant to give you, the consumer, a general understanding of vehicle leasing. The purpose of this web site is to provide objective information on vehicle leasing including comparisons to buying a vehicle. The site offers a summary of the features and components of each method of acquiring a vehicle.
Information on Using This Web Site
In the text, "you" refers to consumers and lessees. "Lessor" is the person who leases you the vehicle. Click "lessor" for more information on this term. The information in this web site describing lease disclosures applies only to leases signed on or after January 1, 1998 when revised federal Regulation M requirements became effective.
The information does not replace the specific terms and requirements of your lease agreement. Your lease agreement is a binding legal document and may differ in some significant way from the information contained in this site. The glossary definitions are not legal definitions. While we have tried to make this information accurate and current, legal requirements and leasing practices are constantly changing. This information generally assumes compliance with applicable legal requirements. However, your specific lease agreement may differ from general legal requirements in some way.
The ACVL has not endorsed any site that may choose to link to this site. If you have reached this ACVL site through another site, please be aware that ACVL has not investigated and does not express any opinion about the business practices or information disseminated by other web sites. ACVL reserves the right to control the content and distribution of all materials developed by the ACVL or its designated providers, and may at its sole discretion deny any company, publication, web site or other entity the right to use, edit, link to, or otherwise make use of these materials.